Prosper.com is a peer to peer lending site that allows users which are both borrowers and or lenders, to borrow money or lend money to individuals in denominations of as little as 50.00
You can let prosper.com blend a portfolio for you or you can pick and choose your own investments. It is very intriguing to say the least.
Though prosper certainly has their share of losses incurred or I should say default loans. But they advertise an avg return of 7.06 percent to investors on loans of Credit Grade B or Higher.
If you need a loan the prosper.com peer to peer lending site may be just the place for you.
Quick Facts and Characteristics:
- loans can be from 1000 - 25000
- credit score is not shown but the letter grade is so folks know a 40 point range
- Also lists other info such as income.
- User profiles and Q and A's
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